10 Important Questions For Pre-Retirees To Think About

10 Important Questions For Pre-Retirees To Think About

Considering the emotional and complete mindset shift you go through as you enter retirement, there’s a need to prepare by considering some important factors if you plan to retire in the next 3-5 years. Financial calculations are somewhat black and white, while the mental preparedness factors feel more like grey areas that will take time to unfurl and understand fully. You can bring some peace of mind to yourself by sitting down with a Certified Financial Planner ™ and exploring some important questions.

Here are 10 important questions to reflect on if you plan to retire in the next 3-5 years:

1. Can I continue my current standard of living into my retirement years?

2. When can I retire without running out of money?

3. How will I feel fulfilled, or purposeful, as a retiree?

4. How do I select my Social Security strategy to enhance my retirement benefit the most?

5. How might my situation change during challenging economic times?

6. How would it affect my family if I die prematurely?

7. How would it affect my family if I need to enter a nursing home?

8. What do I see when I visualize a normal day in retirement?

9. What is PLAN B if my situation changes?

10. What am I ready and willing to let go of in the next phase of my life?

If it feels like the right time to crunch some numbers and have the conversations that will help you step into the retirement lifestyle that you’ve imagined and prepared for… please reach out to us. Team Duncan has the tools, knowledge and experience to help you in this important phase of your story; I as a CFP® professional and Eric in his expertise at developing a strategy and implementing your plan.

Digesting some of these topics early may help you feel more prepared and secure. Throughout your working years, it certainly doesn’t hurt to think about the future and what your days might look like down the road when you’ve reached a point where work is optional for you.

Moloney Securities Co., Inc. is a Registered Broker-Dealer and Member FINRA & SIPC

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Post by Amy Duncan

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